Escrow for buyers and sellers in Nigeria

Pay safely. Get paid for what you deliver.

CMIGL Escrow holds the buyer's payment until the order is delivered and approved. Sellers ship knowing the money is already secured, and buyers only release it when they're satisfied.

  • Flat 4.5% fee
  • Funds held until delivery
  • 24/7 support

Our banking and payment partners

  • Zenith Bank
  • Paystack
  • OPay

How it works

Three steps, and neither side has to trust the other with their money or their goods.

  1. Step 1

    Buyer funds the transaction

    The buyer creates a transaction with the agreed terms and pays. The money is held in escrow, not sent to the seller.

  2. Step 2

    Seller delivers

    The seller is notified that payment is secured, then ships the item or delivers the service.

  3. Step 3

    Buyer approves, seller gets paid

    Once the buyer confirms the delivery matches what was agreed, the funds are released to the seller's wallet.

Built for secure trade

Everything you need to buy and sell with people you haven't met.

Protected payments

Funds are held securely until both parties are satisfied with the transaction.

Flat 4.5% fee

One transparent fee on every transaction. No setup costs, no hidden charges.

Built-in wallet

Receive released funds, top up and withdraw from a single wallet.

Real-time updates

Get notified the moment a transaction changes status, from payment to release.

Full transaction history

Every payment, delivery and release is recorded and available whenever you need it.

Support around the clock

Our team is available 24/7 to help with questions and resolve disputes.

What our users say

“I was hesitant to buy expensive electronics online, but CMIGL Escrow made it safe. The seller only received payment after I confirmed everything was as described.”
ISIbrahim ShehuBuyer
“As a small business owner, I've had issues with payment disputes. CMIGL Escrow has eliminated that problem. Now I know I'll get paid when I deliver.”
AJAdemola JerrySeller
“I use CMIGL Escrow for all my high-value transactions. The process is straightforward, and the peace of mind is worth the small fee.”
USUgochukwu SundayBuyer

Start your first protected transaction

Free to sign up. You only pay the 4.5% fee when a transaction goes through.